Oxford Home Lending

Oxford Home Lending is a direct-to-consumer mortgage lender powered by Lower, with a primary focus on mortgage refinance and full support for home purchase loans. Licensed in 48 states with physical offices in New Albany, Ohio (Columbus area) and Beachwood, Ohio (Cleveland area), we work with homeowners exploring refinance options along with homebuyers and real estate investors across the country. Our team focuses on a streamlined process, clear communication, and competitive pricing across a wide range of loan programs, including rate-and-term refinance, cash-out refinance, FHA and VA streamline refinance, conventional, FHA, VA, USDA, jumbo, construction, renovation (203k), reverse mortgages, HELOC and HELOAN second liens, 2-1 buydowns.